ExpertBeacon - How to find and buy a lake house
How to Find and Buy a Lake House
For many, buying a lake home is a dream come true. The process of buying a lake house involves several important factors. Do a bit of research, visit homes in your area, and you'll be set to purchase the lake house of your dreams.
Lakes are almost everywhere.First consider the climate. Lakes in the northern part of the US may freeze in the winter, offering completely different sports and activities than those in the South. A lake cabin in Wisconsin may offer ice skating and ice fishing, while a lake in South Carolina might provide water skiing all year long.
Consider where your family and friends live.Lake houses attract guests! Will your friends and family have a long drive and want to spend the night, or will your home be close enough for informal drop-ins?
Look at the size of the lake.Will you be exploring the lake by boat or simply enjoying the view? A 50,000-acre lake offers more variety and places to visit than a 500-acre lake.
Does the lake have any amenities?Is there a variety of boat docks, marinas, and restaurants to visit? Can friends bring their boats and easily launch them?
Make sure you understand the lakes rules.Some lakes restrict the horsepower of boat engines. Lakes with lots of bridges over them won't be good for sailing. Are jet skis and racing boats allowed?
Check out the tackle stores.Fishermen should visit local bait and tackle shops and discuss fishing. Hire a guide familiar with the lake, and get his/her opinion. Are fishing tournaments held on the lake?
Once you find the right lake, consider the location of your house.Lake views can be long and sweeping or simply a short distance across a small cove. Generally, you'll pay for the "big water" views. Some people enjoy gazing across a lake. Others simply want a cove so they can jump in their boat and go.
Consider boat traffic.If you have the big water views, big water attracts boaters, jet skis and "water traffic." Lots of water traffic will result in waves washing up on shore. You'll need protection from erosion. On the other hand, living on a secluded cove will be quieter, and you will have fewer waves.
Note how your property runs into the water.Generally the slope of the land continues unchanged into the water. A steeply sloped lot generally means you'll have deep water close to the shore. A flat lot can mean you will have shallow water out some distance. In any event, especially if you are a boater, check the water depth.
Consider the water management.Who controls the lake and and the water depth? At some lakes energy plants will control the water. In other cases the US Corps of Engineers will manage lake levels. Sometimes Mother Nature trumps all. Look into annual precipitation and any history of drought conditions.
Do your research on the Internet.There are many useful sites that carry lake information.
- Don't be afraid to get out of your car and talk to your future neighbors. Learn about the lake from the people who live there.
- Before making a big real estate investment ask for help from a professional agent. Talk to people who have lived around the lake for some time.
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