Ariana Grande - thank u, next
It's another Sunday at my house. My oldest daughter is at her Dad's house, my other daughter is getting her things ready for school tomorrow and my son is practicing his saxophone (and getting really frustrated by it). I love our Sundays together. We don't do much except for have a big breakfast, big dinner, watch some movies and take our dog Henry for long walks. But this Sunday in particular has brought with it a new peace of mind.
I did it.
I used the rest of the balance of my tax return to pay of my credit cards. As I write this, readers, my credit card holders have received the shocking news that I'm paying them off. No twice-the-minimum payment for this girl; those ugly balances, with a few swift clicks of my keyboard and mouse, just got terminated. Gone. See you later. Finished and done.
How do I feel? Okay I guess. Not much different, but I have to say that while it does feel good to know that I've just saved myself hundreds of dollars in interest payments, I still feel a little bit of anxiety. I was convinced that as soon as I hit the last "confirm payment" button, that my roof would suddenly produce a big hole that needs fixing, or my ten year-old dryer would suddenly go kaput. But I decided to take a deep breath, and just do it.
Laura Rowley, a Personal Finance Expert with Yahoo! Finance, is assisting me with my financial goals and I wasn't home to receive her phone call on Friday. I got called into work and didn't get home until late, but the message she left me made me laugh. She said, "Leah, it's Laura" and then, "You can't hide from me! I read your blog!" What did she mean? In Friday's blog, I wrote about my hesitation about parting with this money and about my desire to stockpile it "just in case." Thank God, even though I didn't get to speak with her, Laura's message was enough to pull me out of my momentary lapse of reason. "Pay off those credit cards!" she jokingly "yelled" into the phone. Okay Laura, you spoke, I listened and I still have some money left over.
Where will it go? Well my little cherubs all have birthdays in March and April. I have put aside 0 for each of them for their special day. My beautiful niece, Mari, is getting married in May and I, along with my mother and sister-in-law, am throwing her shower, so I have earmarked another 0 for her special occasion. I have other plans for my money as well, but I will share them in a later blog.
So, another goal achieved. I still have many more to go. I know I probably wouldn't have come this far without Laura,Woman's Dayand my readers to keep me going and cheering me on.
Thank you. From the bottom of my heart.
Video: Ariana Grande - thank u, next (audio)
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